Nowadays, finding a job can be very tedious. However, some people contend that trying to keep a job to avoid the risk of losing it is in even harder. This is because they are trying whatever viable means there is, in order not to lose their jobs.
Unemployment is a devastating condition in the society. It wrecks dreams and ambitions, and the goal to have a happy and decent life. In fact, unemployment had such an effect in the United States in 1990, where it only recorded 45% of its population working and from here; only 24% are working full time. That is why it is extremely important for a person to find a job and try harder not to lose it.
Today, the percentage of people who are employed gradually increases and the wage that they earn escalates as well, according to the Bureau of Labor and Statistics. The families that only earn from $10,000 to $50,000 in a year are already less common because the others are earning a lot more.
For people who already have a job and desire not to be jobless again, here are some tips that they must follow in order to stay on track:
1. Employees should always try their best to improve their performance
This entails a chain reaction within the work force in the company. The employee should, by all means try harder to do their job well as well as improve their performance in order to increase productivity.
Once productivity has been improved, the income of the company will grow, meaning there will be more funds for remuneration and more probabilities that the company will adhere to its employees' cultivation and motivation.
2. Avoid procrastination
If a person does not want to lose his or her job, procrastination should be avoided. Making up lame excuses, even if there is the slightest truth in it, will never justify the work undone.
3. It is better for a person to find a job that he or she truly likes.
It would be harder to keep a job that a person does not like. This will only result to poor performance and everything. It is better for a person to find a job that would bring meaning to his or her life.
The main point here is that people should know how to turn failures into success in order to focus on one common goal: never to lose a job again.
Come back next week for more tips on living the Champagne Life on a Beer Budget.
Mahalo.
******************************************************************
Need to learn how to get and stay out of debt and live debt free?
Tips and techniques outlined in our ebook “Debt Free Living”.
For more information:
http://www.renspubhouse.com/debtfree/debtfree.html
******************************************************************
Are you sick and tired of making just enough money to survive?
Well then check out these Must Have Finance Tools For 2009
Personal Finance Tools - products that you can use to get your finances together and make money even in down times.
http://www.renspubhouse.com/finance.html
**********************************************************************
Monday, January 19, 2009
Monday, January 12, 2009
Health Insurance Coverage Explained
Health insurance coverage is very important because it gives one the security that should anything happen to him, he and his family would not need to worry. Health insurance coverage usually includes medication, consultations with doctors, hospitalization and hospital stays. Some health insurance coverage even include diagnostic and treatment procedures costs. Health insurance coverage gives one peace of mind. If you have health insurance coverage and become sick, you can relax and worry less knowing that your health insurance coverage will take care of the cost.
There is a variety of health insurance coverage plans to choose from. One of them is the managed care plan, in which the insurance companies offer their own doctors and hospital affiliations which would readily provide health care to their members should they need it. However, the disadvantage of this health insurance coverage is, should you prefer to visit your own doctor or be admitted in the hospital of your choice, this health insurance coverage plan would require that you would pay a certain amount.
A Fee-of-Service plan is a health insurance coverage plan in which the company splits with the insured the cost of the doctors and hospital bills. The insured usually pays the company monthly. Two kinds of fee-of-service plans exist. One of them is the basic health insurance coverage with pays the room and care during confinement, the cost of surgery, along with some diagnostic procedures and the medications. The other fee-of-service health care coverage plan pays the cost of long-term illnesses or injuries.
Health Maintenance Organization plan or HMO plan provides for the doctor's consultation, confinement, surgery, and diagnostic tests. However, the insured in this health insurance coverage plan has no liberty to choose his own doctors or hospital. This type of health insurance coverage plan also offers immunizations, check-ups, mammograms, and other health care in order to prevent illness and minimize the cost. Those who are members of this health insurance coverage plan simply pay using their membership card. Choice of physicians is limited because the insured in this health insurance coverage should first consult the HMO doctor. The HMO physician is the one who would refer the insured to specialists if needed. Another kind of HMO health insurance coverage allows the insured to be referred to a specialist that is not a member of the HMO pool of physician.
There are diseases that last long and are very expensive to treat such as cancer that may take a long time to cure. People with cancer who bought health insurance coverage prior to acquiring the disease would have fewer worries regarding the medical cost of curing the disease. Nobody would like to get cancer because it is painful and sometimes,terminal. The physical and emotional burden is very hard on the patient, and having one less aspect to worry about makes this health insurance coverage an attractive option.
Diabetes is also a good reason to get health insurance coverage because this disease requires continuous treatment and expenses in order for the diabetic to maintain good health. Health insurance coverage is needed because of what the insured would need to spend on doctor's consultations, medications, and equipments such as blood sugar monitor.
Health care costs are the number one concern these days, so it is imperative you have good insurance coverage. We're all in this together and I'm pulling for you. Come back next week for more tips tricks and techniques on Living the Champagne life on a beer budget.
Mahalo.
******************************************************************
Need to learn how to get and stay out of debt and live debt free?
Tips and techniques outlined in our ebook “Debt Free Living”.
For more information:
http://www.renspubhouse.com/debtfree/debtfree.html
******************************************************************
Are you sick and tired of making just enough money to survive?
Well then check out these Must Have Finance Tools For 2009
Personal Finance Tools - products that you can use to get your finances together and make
money even in down times.
http://www.renspubhouse.com/finance.html
**********************************************************************
There is a variety of health insurance coverage plans to choose from. One of them is the managed care plan, in which the insurance companies offer their own doctors and hospital affiliations which would readily provide health care to their members should they need it. However, the disadvantage of this health insurance coverage is, should you prefer to visit your own doctor or be admitted in the hospital of your choice, this health insurance coverage plan would require that you would pay a certain amount.
A Fee-of-Service plan is a health insurance coverage plan in which the company splits with the insured the cost of the doctors and hospital bills. The insured usually pays the company monthly. Two kinds of fee-of-service plans exist. One of them is the basic health insurance coverage with pays the room and care during confinement, the cost of surgery, along with some diagnostic procedures and the medications. The other fee-of-service health care coverage plan pays the cost of long-term illnesses or injuries.
Health Maintenance Organization plan or HMO plan provides for the doctor's consultation, confinement, surgery, and diagnostic tests. However, the insured in this health insurance coverage plan has no liberty to choose his own doctors or hospital. This type of health insurance coverage plan also offers immunizations, check-ups, mammograms, and other health care in order to prevent illness and minimize the cost. Those who are members of this health insurance coverage plan simply pay using their membership card. Choice of physicians is limited because the insured in this health insurance coverage should first consult the HMO doctor. The HMO physician is the one who would refer the insured to specialists if needed. Another kind of HMO health insurance coverage allows the insured to be referred to a specialist that is not a member of the HMO pool of physician.
There are diseases that last long and are very expensive to treat such as cancer that may take a long time to cure. People with cancer who bought health insurance coverage prior to acquiring the disease would have fewer worries regarding the medical cost of curing the disease. Nobody would like to get cancer because it is painful and sometimes,terminal. The physical and emotional burden is very hard on the patient, and having one less aspect to worry about makes this health insurance coverage an attractive option.
Diabetes is also a good reason to get health insurance coverage because this disease requires continuous treatment and expenses in order for the diabetic to maintain good health. Health insurance coverage is needed because of what the insured would need to spend on doctor's consultations, medications, and equipments such as blood sugar monitor.
Health care costs are the number one concern these days, so it is imperative you have good insurance coverage. We're all in this together and I'm pulling for you. Come back next week for more tips tricks and techniques on Living the Champagne life on a beer budget.
Mahalo.
******************************************************************
Need to learn how to get and stay out of debt and live debt free?
Tips and techniques outlined in our ebook “Debt Free Living”.
For more information:
http://www.renspubhouse.com/debtfree/debtfree.html
******************************************************************
Are you sick and tired of making just enough money to survive?
Well then check out these Must Have Finance Tools For 2009
Personal Finance Tools - products that you can use to get your finances together and make
money even in down times.
http://www.renspubhouse.com/finance.html
**********************************************************************
Sunday, January 4, 2009
The Survey Says....... SCAM!
The Survey Says....... SCAM!
The latest craze for making “easy money” on the net these days is the almighty Survey. I am sure a lot of you have seen these ads:
“Companies Want Your Opinion”
“Make Easy Money Giving Your Opinion”
“Share Your Opinion and Make $100s Weekly”
etc.
I have decided to investigate a few of these and found most of them to be if not downright scams, at least a bit shaky. They seem to lure one in with fast cash and quickly build the cash (or prize points) to a certain level, but one below the payout listed in the agreement. They suddenly “run out” of surveys for you to take, and after a few months of frustration you give up and they don't shell out a thing.
Others are just there to get your name on leads for companies that pay the survey company per lead so that everyone that fills out the forms and gives their opinions, well the survey site makes money and you get a few credits to your account, and then you wait. Then they start sending or offering you surveys that are for products that you have to pay to receive a “free trial” (if it is free, why are you asking for my credit card number?), which of course they are going to charge you and if you forget to cancel at some agreed time (10-14 days usually, sometimes 30), they will put you on automatic billing.
Again the survey site owner keeps getting a commission for every month someone is billed, but you the survey taker only gets taken on both ends. Unless of course it is some product or service you want, but in any case you are not getting your money back through the survey site, nor are you getting your payout.
Of course comes the bigger scams where they offer “great prizes” for redeeming points. Of course most of these set the points so high that after all the paying for “free trials”, buying products etc, one might as well have just bought the item they wanted too in the first place, it would have been cheaper and you wouldn't have a ton of unwanted services, charges and/or magazines and junk mail.
Oh yea I almost forgot about those online survey sites that require a phone number. Why if I am taking online surveys do they need a phone number? Well to sell it of course to telemarketers. You get flooded with calls, and again the site owner makes tons of money and you get to eat cold dinners and interrupted evening activities, or a full voice mailbox.
Another way they offer you to make money is to refer you friends. Of course if you get them 1,000 people they just might pay out in thank you once these friends fill out enough “free trials” and lead generating surveys to make it their worthwhile. Naturally they seem to find ways to limit the number of friends you can have and that is another way to keep from paying out.
Sure some people have claimed to make money from these, but then again maybe not as most people are too embarrassed to admit they are being taken in by these con artists.
The point is if you want to participate, go ahead, just don't expect to make money fast if at all. Be careful out there and if it is too good to be true, it probably is.
Mahalo.
******************************************************************
Need to learn how to get and stay out of debt and live debt free?
Tips and techniques outlined in our ebook “Debt Free Living”.
For more information:
http://www.renspubhouse.com/debtfree/debtfree.html
******************************************************************
Are you sick and tired of making just enough money to survive?
"Who Else Wants To Get Their Hands On A Step-By-Step System That Can Make You At Least $11,917 Per Month Starting From Scratch?..
The World Is Changing Dramatically And You Must Take Action Right Now! Sign Up For Maverick Money Makers Risk Free Today!
How Can I Make This Work For Me?
Click here and find out today:
http://gudbudie.maverick66.hop.clickbank.net/
**********************************************************************
The latest craze for making “easy money” on the net these days is the almighty Survey. I am sure a lot of you have seen these ads:
“Companies Want Your Opinion”
“Make Easy Money Giving Your Opinion”
“Share Your Opinion and Make $100s Weekly”
etc.
I have decided to investigate a few of these and found most of them to be if not downright scams, at least a bit shaky. They seem to lure one in with fast cash and quickly build the cash (or prize points) to a certain level, but one below the payout listed in the agreement. They suddenly “run out” of surveys for you to take, and after a few months of frustration you give up and they don't shell out a thing.
Others are just there to get your name on leads for companies that pay the survey company per lead so that everyone that fills out the forms and gives their opinions, well the survey site makes money and you get a few credits to your account, and then you wait. Then they start sending or offering you surveys that are for products that you have to pay to receive a “free trial” (if it is free, why are you asking for my credit card number?), which of course they are going to charge you and if you forget to cancel at some agreed time (10-14 days usually, sometimes 30), they will put you on automatic billing.
Again the survey site owner keeps getting a commission for every month someone is billed, but you the survey taker only gets taken on both ends. Unless of course it is some product or service you want, but in any case you are not getting your money back through the survey site, nor are you getting your payout.
Of course comes the bigger scams where they offer “great prizes” for redeeming points. Of course most of these set the points so high that after all the paying for “free trials”, buying products etc, one might as well have just bought the item they wanted too in the first place, it would have been cheaper and you wouldn't have a ton of unwanted services, charges and/or magazines and junk mail.
Oh yea I almost forgot about those online survey sites that require a phone number. Why if I am taking online surveys do they need a phone number? Well to sell it of course to telemarketers. You get flooded with calls, and again the site owner makes tons of money and you get to eat cold dinners and interrupted evening activities, or a full voice mailbox.
Another way they offer you to make money is to refer you friends. Of course if you get them 1,000 people they just might pay out in thank you once these friends fill out enough “free trials” and lead generating surveys to make it their worthwhile. Naturally they seem to find ways to limit the number of friends you can have and that is another way to keep from paying out.
Sure some people have claimed to make money from these, but then again maybe not as most people are too embarrassed to admit they are being taken in by these con artists.
The point is if you want to participate, go ahead, just don't expect to make money fast if at all. Be careful out there and if it is too good to be true, it probably is.
Mahalo.
******************************************************************
Need to learn how to get and stay out of debt and live debt free?
Tips and techniques outlined in our ebook “Debt Free Living”.
For more information:
http://www.renspubhouse.com/debtfree/debtfree.html
******************************************************************
Are you sick and tired of making just enough money to survive?
"Who Else Wants To Get Their Hands On A Step-By-Step System That Can Make You At Least $11,917 Per Month Starting From Scratch?..
The World Is Changing Dramatically And You Must Take Action Right Now! Sign Up For Maverick Money Makers Risk Free Today!
How Can I Make This Work For Me?
Click here and find out today:
http://gudbudie.maverick66.hop.clickbank.net/
**********************************************************************
Subscribe to:
Posts (Atom)