Tuesday, May 24, 2011

OFFLINE GAMBLING...For richer or poorer

We have all heard about how Online Poker and other Online casino sites are riff with scams and illegal actions. And with the recent crackdown by the federal Government on Online Poker Sites, gamblers have been turning back to the old stand by, Offline gambling to get their action fix. The problem is though that scams and ripoffs aren't limited to online sites alone.


Gambling is very popular, from way back when, and more so today. It is a scam itself. In fact the oldest form known. Not only a scam, but very deceptive. Statistics show that about six percent of adults that are involved in gambling are severely addicted to such a "past time" as they call it. People who are hooked on gambling have the urge to bet on almost anything. From horses, cards, and the casino. The number doesn't end there. It continues to expand.



Casino scams are everywhere. High payouts and promising winnings are put up in huge slogans thereby attracting people who want to earn money the fast, easy and enjoyable way. A fact is gamblers waste a lot of their time, in the hope of winning. So they don't give up easily.



Studies show that gambling problems can easily occur in individuals with no self control. It is necessary for one to identify if he has problems, so it can be identified and acted upon promptly.



Here are some questions one should ask to detect if there is a problem:



* After gambling, when you lose money, be it a small or a large amount, do regret it, or feel resentment?



* When you win, do you have a strong desire to win more, therefore you want to go back?



* When you lose, do you feel a need to go back very soon?



* Do you spend a lot of time gambling, usually longer than what you planned?



*If you have problems, do you gamble to forget them?



* Are you spending more time gambling than with work?



*Do you not stop until your very last dollar is taken up?



*Do arguments take place between you and your family as a result of your need to gamble?



*To finance your gambling, do you borrow money from friends or associates?



Gambling addiction can be destructive. Family, friends and your reputation are at risk. It is a condition often times ignored. There are escape gamblers that affect seventy five percent of women from their thirties and up. Usually the reasons for gambling is to escape from the emotional pain that they are in, being bored, lonely, depressed or that they make gambling their hobby or past time. These types of addiction can be cured in three to six months.



The action gambler is much more difficult to deal. Most are men, where gambling for them creates ecstasy like a drug addition. This is much harder to cure, since the individual will deny the fact, when confronted. They will typically not stop until left with nothing, financially.



As gambling creates a lot of scams, it is a fact that still more and more are drawn to it. The primary reason is to win a huge amount of money. But then comes in the most lethal of reasons -- that of feeling a certain euphoria. Scams or no scams, an individual still continues to gamble and is a reason why offline gambling still thrives today.

Come back next time for more tips. Tricks and techniques to assist you in Living the Champagne Life on a Beer Budget.



Remember we're all in this together and I'm pulling for you.



Mahalo.



******************************************************************

Must Have Finance Tools and Resources



Want to save money while learning how to save money? Well Order the Budget Mega Pack and receive two valuable bonus ebooks for your collection. Hey, you earned it, why not keep it?



For more info and to Order Today so you can save On These Valuable Resources

http://www.renspubhouse.cz.cc/products.html

******************************************************************

Tuesday, May 17, 2011

How to Tell When Gambling Becomes a Vice

AH the lure of easy money. Or maybe it is just a way to feel thrills without risking one's life. Whatever the reason hundreds of millions of people across the globe participate in some sort of gambling. Whether it is just a few nickels in a slot machine or it's hundreds of thousands on on football game, it all adds up to big business. The question is, when does it cross the line from passive entertainment to full blown addiction.

At first, gambling would be a choice of those looking for excitement or challenge, but it would have a very high possibility that one would get hooked, crave for more and get addicted to it. Gambling as a vice would not be that far.

There are different effects caused by gambling, the degree of these effects matter on the length of the time one engages on it. Well, there are people who engage on it without any dash of negative effects or consequences but we could hide the reality which shows that majority of the people who are into gambling are bombarded by various problems in the area of economic security, family issues, community crimes, psychological issues and more.

Economic security

With the urge to win prizes and try their luck, gamblers do not stop betting and venturing on their luck. As proved by studies, in general, those who are poor are the ones who are fond of betting and gambling. This leads to the poor people’s incurring of more debts as they are not really of the capacity to gamble for a long time.

Family issues

Since gambling becomes a vice or an addiction, it would be a subject of arguments for couples. There are studies in the US which clearly shows that there are numbers of wives and husbands being abused by pathological gambling spouses. Communities with casinos are more prone to crimes that affect or involve the family.

Community Crimes

There are a lot of crimes and fraudulent activities that are being caused by gambling. Records would show that in areas where gambling is accessible, crime rates also balloons compared to those where gambling is not around.

Psychological issues

More studies show that there is a great percentage that suicide would be committed by pathological gamblers. Due to the yearning for luck and triumph, once failure bites, depression follows the soonest.


These are just some of the negative effects of gambling to people. Do you choose to be a victim?

Come back next time for more tips. Tricks and techniques to assist you in Living the Champagne Life on a Beer Budget.

Remember we're all in this together and I'm pulling for you.

Mahalo.

******************************************************************
Must Have Finance Tools and Resources

Want to save money while learning how to save money? Well Order the Budget Mega Pack and
receive two valuable bonus ebooks for your collection. Hey, you earned it, why not keep it?

For more info and to Order Today so you can save On These Valuable Resources
href="http://www.renspubhouse.cz.cc/products.html">http://www.renspubhouse.cz.cc/products.html
******************************************************************

Tuesday, May 3, 2011

How To Stay On Target With Your Family Budget

In these economic (or any economic times really) the secret to financial independence and peace of mind is to watch how one spends their money. People who spend recklessly in good times are hurt when there is a downturn or emergency situation crop up. But financially smart people prepare a budget and stick to it no matter what the economic times are, and when emergencies hit they are better off to weather the storm.

The always ever increasing cost of living in today's society, wherever you may be, has made budgeting a priority among families. In today's inflationary world, nothing is more important than knowing how to wisely spend the income that you get.

Financial problems usually arise due to lack of proper budgeting skills, or failure to keep to the proposed budget. No matter how much income you may have, it is still important to keep track of your assets and liabilities, your earnings and expenses.

It is ironic but a person who earns thousands will have the same problems with the person who earns by the hundreds. Most often, different kinds of people, with diverse income levels, have budgeting problems. Others who may have been successful in making a budget, usually fail to keep within such a budget.

A budget refers to a financial plan, taking the incoming and outgoing monetary resources into consideration. A good budget should not only mean a balance or equity between income and expenditures. It also means lesser expenses, and making an allowance for savings.

If you earn a thousand dollars per month, you should map out all the necessary expenses you will have to incur during the month such as payment for your house, food and transportation. Of course, this is presuming that your tax liabilities have already been settled. What remains after you deduct your total expenses from your income is your savings.

What you do with your savings will make a difference later on, when the need arises. You can choose to keep your savings in a piggy bank or place it in a bank where there is minimum interest rate but at least your money is safe from you and from intruders. With a bigger savings, you can get the services of a financial adviser who can give you higher-yielding investment options

Here are tips to make sure that you keep within the family budget:

1. Maintain a logbook where you can list your income and expense account on a weekly or monthly schedule.

2. Buy your groceries at one time. To do this, make a list of all the things that you would need for your target period and purchase them at one time. Sometimes, there are discounts if you buy by the dozen so take advantage of this.

3. Avoid going to the supermarket and shops if you do not need to buy necessary items. This will keep you from making unnecessary purchases and keep you from straying away from your budget.

4.Think twice before you buy something. By doing this, you will realize that it is not really a necessity but a whim.

Come back next time for more tips. Tricks and techniques to assist you in Living the Champagne Life on a Beer Budget. Remember we're all in this together and I'm pulling for you.

Mahalo.

******************************************************************
Must Have Finance Tools and Resources

Want to save money while learning how to save money? Well Order the Budget Mega Pack and receive two valuable bonus ebooks for your collection. Hey, you earned it, why not keep it?

For more info and to Order Today so you can save On These Valuable Resources

http://www.renspubhouse.cz.cc/products.html

******************************************************************